AGRICULTURE NON REAL ESTATE LOANS
Equipment
Let Citizens State Bank help you buy or lease the equipment you need.
Operating Lines of Credit
Operating lines of credit can help you with day-to-day or unexpected costs.
Equipment
Rate: Fixed
Maximum Term: The maximum term varies depending on the type of equipment.
Maximum Advance: 80% of the appraised value or cost*
*Whichever is less.
Operating LOC
Rate: Fixed
Maximum Term: The maximum term varies depending on the type of collateral.
Maximum Advance: 80% of the appraised value or cost*
*Whichever is less.
Apply for a loan today.
HAVE QUESTIONS ABOUT YOUR AGRICULTURE LOAN?
It’s natural to have questions about the loan process and outcomes. The brief FAQs below will help answer your questions; however, if not, feel free to contact one of our Agriculture Loan Managers. They will be happy to help you in any way possible.
How do I estimate how much I might be able to borrow?
There are several ways to gauge how much you might be able to borrow. Our simple loan calculator can help for basic loans – click here. Or if you are interested in an Operating Line of Credit, contact one of our seasoned and knowledgeable Agriculture Loan Managers. They’ll be happy to discuss your options with you and answer any questions you have.
Can I pre-qualify for a loan?
Pre-qualification can be a complicated process. In order to make your life easier offer personalized consultations to determine how much you can borrow. Contact one of our Agriculture Loan Managers.
How long does it take to close on a loan?
The closing time for a loan varies depending on the type and size of the loan. For more information contact one of our Agriculture Loan Managers.
What fees are involved?
The fees involved vary depending on the type and size of the loan you are applying for. If you have any questions in regards to what fees you can expect please contact one of our Agriculture Loan Managers.
What rate will I be offered?
Bernice Coates
Chief Lending Officer
Phone: 409.283.2561 Ext. 2358
NMLS: 591665
For general inquires please call 877.621.7658 or email us at: csb@citizensbank.net
Let us help you grow.
