We offer Personal Savings accounts designed to help grow your money so you can achieve your biggest financial dreams.

Let Citizens State Bank Help You Save

Personal Savings

Open with as little as $100
$5 service fee waived if your maintain a minimum balance of $100

Click here for current rates.

Student Savings

Open with as little as $25
Teach young people to save. Never too early to save.
No service fee up to age 21.

Click here for current rates.

Apply for a savings account today.

Revisit Your Saved Application.

Savings Account Features

Client Service

Our staff is eager to help you.


Mobile Banking

For easy, on-the-go access download our mobile app.

Digital Banking

For easy, on-the-go access all you have to do is sign up.

Financial Calculators

For your convenience, several financial calculators are provided below.

College Savings

Planning for the future is important, this calculator will help you develop or fine-tune a savings
plan for education.



Retirement Planner

Prepare for your retirement. Learn how much you’ll need to save based off annual income and your chosen retirement age.

Savings Calculator

Adjust savings amounts, monthly additions, and rates of return to learn how a savings
account can work for you.

Phone: 877.621.7658 | Email: | P.O. Box 109 | Woodville, TX 75979