DEBT MANAGEMENT

Tools for You

We are pleased to offer you a selection of financial calculators. These calculators will assist you in various areas including:

  • Loans
  • Mortgages
  • Personal Debt
  • Savings

FINANCIAL CALCULATORS

Auto Loan Calculators

Auto Loans

Use this calculator to determine your potential loan payments based on an automobile’s price.

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Buy vs. Lease

Trying to decide if you should buy or lease an automobile? This calculator will help you determine which is better for you.
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Simple Loan Calculators

 

Loan Comparison

This calculator will help you compare monthly payments, fees and other associated costs for different loan options.
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Payment Options

Use this calculator to determine your potential loan or line of credit.

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Simple Loan

Enter your desired payments and this calculator will provide you with an estimated loan amount, or vice versa.

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Mortgage Calculators

Mortgage Loans

Use this calculator to determine your monthly payments and amortization schedule.
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Mortgage Qualifier

Before you settle on your dream home, find out how much you can afford. This calculator will help you determine a budget.
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Refinance Breakeven

Determine if refinancing your current loan is right for you. This calculator will help determine when you’ll breakeven.
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Rent vs. Buy

Trying to decide if you should rent or buy? This calculator can help you determine which will be better for you.
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Personal Debt Management Calculators

Accelerated Debt Payoff

Use this calculator to how to consolidating your debt and pay it off even faster.
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How Much Do You Owe?

Work out how much you really owe and estimate how long it will take to pay off.
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Personal Debt Consolidation

Review and combine outstanding debts to compare monthly payments.
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Savings Calculators

College Savings

Planning for the future is important, this calculator will help you develop or fine-tune a savings plan for education.
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Retirement Planner

Prepare for your retirement. Learn how much you’ll need to save based off annual income and your chosen retirement age.
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Savings Calculator

Adjust savings amounts, monthly additions, and rates of return to learn how a savings
account can work for you.
Click here

HAVE QUESTIONS ABOUT OUR CREDIT CARD OPTIONS?

 

How do I apply for a credit card?

Applying for a credit card is easy. Fill out the application above that applies to you.

 

How much does it cost?

Please see the fees section of the applications.

 

What type of card will I receive?

You have a choice between a MasterCard or a Visa.

 

 

Phone: 877.621.7658 | Email: csb@citizensbank.net | P.O. Box 109 | Woodville, TX 75979